Fleet Insurance for Asphalt Paving Companies in California
- Nate Jones
- Oct 24
- 2 min read
Asphalt paving companies in California rely heavily on fleets of vehicles—from dump trucks and trailers to crew vans and sealcoating rigs. These vehicles are essential for transporting materials, equipment, and workers across job sites in cities like Los Angeles, San Diego, San Jose, San Francisco, Fresno, and Sacramento. But with constant use and exposure to risk, having the right fleet insurance is critical.
At Stonepoint Insurance Services, we specialize in helping California contractors protect their operations with tailored insurance solutions. As an independent insurance agency, we represent multiple carriers to find the best coverage at the best price.
What Is Fleet Insurance?
Fleet insurance is a commercial auto policy designed to cover multiple vehicles under one plan. It simplifies management and ensures consistent protection across your entire fleet. Whether you operate two trucks or twenty, fleet insurance helps you:
Reduce administrative hassle
Save on premiums through bundled coverage
Ensure all vehicles meet California insurance requirements
Why Asphalt Paving Companies Need Fleet Insurance
Your vehicles face daily risks such as:
Accidents on highways or job sites
Theft or vandalism
Damage from hauling heavy loads
Liability claims from third parties
Fleet insurance provides coverage for:
Collision and comprehensive damage
Bodily injury and property damage liability
Medical payments and uninsured motorists
Trailer and equipment transport coverage
Customizing Your Fleet Policy
At Stonepoint Insurance Services, we help you tailor your fleet insurance to match your business needs. Coverage options include:
Hired and non-owned vehicle coverage
Trailer interchange insurance
Roadside assistance and towing
Gap coverage for leased vehicles
We work with multiple insurance companies to compare rates and find the best fit for your fleet size, vehicle types, and driving history.
Final Thoughts
Fleet insurance is a must-have for asphalt paving companies operating in California. It protects your vehicles, your crew, and your bottom line. With offices in Los Angeles, San Diego, San Jose, San Francisco, Fresno, and Sacramento, Stonepoint Insurance Services is your trusted partner for contractor insurance.
As an independent insurance agency, we’re committed to helping you find the best coverage for your business—so you can focus on paving roads, driveways, and parking lots with confidence. Contact today!
FAQs
1. What types of vehicles are covered under fleet insurance?
Fleet insurance can cover dump trucks, trailers, crew vans, sealcoating rigs, and other commercial vehicles.
2. Is fleet insurance required in California for paving contractors?
Yes, California law requires commercial auto insurance for vehicles used in business operations.
3. Can Stonepoint Insurance Services help me customize my fleet policy?
Absolutely. We compare multiple carriers to find the best coverage and pricing for your specific fleet needs.
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