Equipment Insurance in California
Looking for equipment insurance in California for your California based Business? Our Stonepoint Insurance Service agents are available to help you 24/7 for a free equipment insurance quote. Having the correct Equipment Insurance Policy (Inland Marine Insurance) is super important to your business.
What does Equipment Insurance Cover?
Equipment Insurance Coverage protects a businesses own equipment, including tools, rental equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.
How much does Equipment Insurance cost in California?
Equipment Insurance in California can cost as little as $400 for the year for a single piece of equipment. For multiple pieces of equipment or higher valued equipment, equipment insurance can cost well over $1,000 - $5,000 for the year. Equipment Insurance costs are driven by the value and location of the machine.
Stonepoint Insurance Service is a California independent insurance agency.
Los Angeles - San Diego - San Jose - San Francisco - Fresno - Sacramento
Free Assistance:
Give us a call today at 214-838-1544 or fill out the link below to start your free insurance quote. Our agents can help you decide which coverage is best for you.
Other Coverages Your Business May Need:
This coverage protects contractors against claims of bodily injury or property damage caused by their work. For example, if a contractor's work causes damages to a client's property or if a third party is injured due to work, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.
Property and Contractors Equipment Insurance
This coverage protects a contractor's own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.
If a contractor uses vehicles for business purposes, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.
Workers Compensation Insurance
If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your business is important.
This type of insurance provides additional liability coverage above the limits of general liability insurance, business auto liability, and employers liability. It helps protect contractors from significant lawsuits or claims that exceed their primary insurance coverage limits.
This coverage protects environmental contractors against claims of bodily injury or property damage due to pollution that they may or may not have caused as a result of their operations.
Professional Liability Insurance
This coverage protects environmental contractors against claims of bodily injury or property damage as a result of the business and professionals providing their professional opinion, service, or design.