What Equipment You Need to Start a Concrete Business in California
- Nate Jones
- Oct 27
- 2 min read
Starting a concrete business in California is a promising opportunity in 2025, especially with the state’s ongoing demand for sidewalks, patios, driveways, and decorative flatwork. Whether you're launching in Los Angeles, San Diego, San Jose, San Francisco, Fresno, or Sacramento, having the right equipment—and the right insurance—is key to success.
At Stonepoint Insurance Services, we help new contractors protect their investments and operate with confidence. As a California independent insurance agency, we represent multiple carriers to find the best coverage at the best price.
Here’s a breakdown of the essential equipment you’ll need to start your concrete business:
1. Concrete Mixers and Pumps
These are the backbone of your operations. Choose between:
Portable mixers for small residential jobs
Truck-mounted mixers for larger commercial projects
Concrete pumps for efficient placement in hard-to-reach areas
Estimated Cost: $10,000–$100,000 depending on size and capacity
2. Finishing Tools and Forms
To achieve smooth, professional results, you’ll need:
Screeds, trowels, floats, and edgers
Concrete forms and molds
Rebar cutters and benders
Estimated Cost: $5,000–$15,000
3. Transportation Equipment
Reliable transport is essential for moving materials and crew:
Pickup trucks or flatbed trailers
Dump trailers for debris removal
Tool storage units
Estimated Cost: $25,000–$75,000
4. Safety Gear and PPE
Protect your crew with:
Hard hats, gloves, boots, and eye protection
High-visibility vests
First aid kits and safety signage
Estimated Cost: $2,000–$5,000
5. Insurance for Your Equipment and Business
Your equipment is a major investment. At Stonepoint Insurance Services, we recommend:
Contractor Equipment Insurance – Covers tools, rental equipment, and supplies against theft, fire, or vandalism
General Liability Insurance – Protects against third-party injury and property damage
Workers Compensation – Required if you hire employees
Commercial Auto Insurance – Covers vehicles used for business
Umbrella Insurance – Adds extra liability protection
We specialize in helping concrete contractors across California find affordable, comprehensive coverage.
Final Thoughts
Starting a concrete business in California requires smart planning, reliable equipment, and strong insurance. With offices in Los Angeles, San Diego, San Jose, San Francisco, Fresno, and Sacramento, Stonepoint Insurance Services is your trusted partner. As a California independent insurance agency, we help contractors launch and grow with confidence. Contact today!
FAQs
Expect to invest $75K–$200K depending on equipment, crew size, and insurance needs.
2. Why is equipment insurance important for concrete contractors?
It protects your tools and machinery from theft, fire, and damage, ensuring business continuity.
3. How can I reduce liability risks in concrete operations?
Train crews, inspect equipment, secure job sites, and carry comprehensive insurance.
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