Appliance Repair Licensing & Insurance in California | Stonepoint Insurance
- Nate Jones
- Oct 22
- 2 min read
Starting an appliance repair business in California is a promising opportunity in 2025, but it requires more than just technical skills. To operate legally and protect your business, you must meet specific licensing and insurance requirements. Whether you're launching in Los Angeles, San Diego, San Jose, San Francisco, Fresno, or Sacramento, understanding these regulations is essential.
At Stonepoint Insurance Services, we help appliance repair professionals across California secure the right coverage to meet state requirements and protect their operations.
Licensing Requirements in California
California law mandates licensing for appliance repair businesses that perform work exceeding $500 in combined labor and materials. If your services fall under this threshold, you may not need a license—but obtaining one adds credibility and opens doors to larger contracts.
Key Licensing Steps:
Determine License Type: For appliance repair, you’ll need a C-61/D-34 Appliance Repair Contractor License from the Contractors State License Board (CSLB)
Meet Basic Requirements
Be at least 18 years old
Have a valid Social Security or Taxpayer ID
Possess 4 years of journey-level experience in appliance repair within the last 10 years
Submit verified work experience from employers or clients
Apply to the CSLB: Complete the Application for Original Contractor License, including:
Government-issued ID
Work history and verification forms
Application fee
Register with the Bureau of Household Goods and Services (BHGS): Appliance service dealers must also register with the BHGS, which oversees compliance and consumer protection for repair businesses.
Insurance Requirements for Appliance Repair Businesses
Insurance is not just a smart business move—it’s often required by law and expected by clients. At Stonepoint Insurance Services, we specialize in helping appliance repair contractors find affordable, comprehensive coverage.
Essential Insurance Policies:
General Liability Insurance: Covers property damage and bodily injury claims. Required for most contracts and protects against lawsuits.
Commercial Auto Insurance: If you use a vehicle for business, this policy covers accidents, property damage, and liability.
Tools & Equipment Coverage: Protects your gear from theft, damage, or loss—especially important for mobile technicians.
Workers’ Compensation Insurance: Required if you have employees. Covers medical expenses and lost wages due to work-related injuries.
Professional Liability Insurance (E&O): Covers claims related to service errors or omissions, such as faulty repairs or missed diagnoses.
Umbrella Insurance: Provides extra liability protection beyond your standard policy limits.
Final Thoughts
Starting an appliance repair business in California requires careful planning, proper licensing, and reliable insurance. At Stonepoint Insurance Services, we’re here to help you navigate the process and protect your business from day one. As an independent insurance agency, we work with multiple carriers to find the best coverage at the best price—tailored to your location and industry. Contact now!
FAQs
1. Do I need a license to repair appliances in California?
Yes, if your repair work exceeds $500, you must obtain a C-61/D-34 license from the CSLB.
2. What insurance is required for appliance repair businesses?
General liability, commercial auto, workers’ comp (if you have employees), and tools coverage are essential.
3. Can Stonepoint Insurance Services help me get insured?
Absolutely. We offer customized insurance solutions for appliance repair professionals across California.
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